CSC VLE Insurance Exam Questions and Answers New
ये सभी Questions and Answers पढ़ कर आप 100 नंबर ला सकते है 25/25 नंबर आयेगा निचे आपको सबूत है
- Origins of modern insurance business can be traced to _________
Ans : – Lloyds
- LIC of India act was passed in June 1956 but it came into force on
Ans : – Sept 1, 1956
- Every Insurance carrying on business in India shall invest and at all time keep invested an amount not exceeding _______ of heir funds other capital maker investments.
Ans : – 35%.
- On 20th January 1956 all life insurance companies operating in India were taken over by _________ nominated custodians.
Ans : – 43
- Which Among the following is a method of risk transfer.
Ans : – Insurance
- Which of the following statements is true?
Ans : – Insurance is a method of sharing the losses of a few by many.
- insurance is a mechanism that heps reduce adverse consequences through______.
Ans : – Pooling spreading and sharing of risk.
- Employees state Insurance Act 1948 provides for.
Ans : – Medical aid to workers and their families working in Industries located in
- Pradhan mantri jeevan jyoti bima Yojana is to benefit people in case of death. This scheme with a premium of Rs 330 and coverage of Rs 2 lakh is avaible to person in the age group of _______
Ans : – 18 to 50
- General Insurance means
Ans : – All the above.
- An insurer is bound to furnish details regarding.
Ans : – All the above three.
- How breath of utmost Good faith occure in a contract of insurance?
Ans : – Through both of the above.
- In property insurance Insurable interest must exist at the time of _________
Ans : – Inception and loss both
- Generally a person seeking insurance writes a form to the insurer and applies for insurance. This form is known as ________
Ans : – Proposal form.
- In any contract if there is an offer and acceptance , what is the third condition that must be fulfilled to make it a complete contract ?
Ans : – Consideration
- A fact that influences a prdent undetwriter ?s decision to Accept the risk or not is known as________
Ans : – Material fact.
- Gautama gets his tractor insured for a sum saying that the tractor is two years Old But in an Accident, when the tractor become a total loss , the insurer comes to know that the said tractor was 10 years old . The insurer can reject the claim stating _______
Ans : – Disclosure of material fact.
- Indemnity means a guarantee or an assurance to put the insured in the same position in which he was immediately prior to the happening of the contingency insured . That means the insurer undertake to.
Ans : – Make good the loss.
- Ram fell from a horse while riding and his leg fractured . He kept lying on a wet land for a long time before he was taken to the hospital where he was diagosed of pneumonia and he died of the pneumonia. the proximate cause was_________
Ans : – Accidental falls from the horse.
- Conventionally Insurance has been classified in to _________
Ans : – Life Insurance and General Insurance.
- Miscellaneous Insurance business means affecting insurance contracts on all kinds of risks other than _________
Ans : – All the three above
- Some insurance cannot be categorized as a standard group and are a part of Others Insurance like_________
Ans : – All the above
- All the insurance in India are governed by the rules and regulations framed by IRDAI except_______
Ans : – Postal Life insurance.
- A Household insurance means_________
Ans : – Both of the above.
- Life insurance provide the products like _______
Ans : – Both of the above.